Personalized, Confidential Financial Coaching
with BrightDime One-on-One Coaching.
Meet with a BrightDime Coach
How It Works
Simply choose the method that fits your schedule and life:
Scheduled Sessions›
Book a 15-30 minute video, phone, or private in-app chat session. Best for in-depth discussions and comprehensive goal-setting.
On Demand›
Quick questions and check-ins are easy via In-App Chat, or enable SMS Coaching and text with your coach at any time.
Tackle all of your personal finance challenges.
FINANCIAL CHECKUP
Get a comprehensive review of your financial picture; ensuring all parts of your plan are working together.
DEBT REDUCTION
Create actionable plans to get out of credit card, student loan, or other high-interest debt, FAST!
BUDGETING & GOALS
Develop a realistic budget, set up an emergency fund, and make progress toward essential short and long-term goals.
RETIREMENT & SAVINGS
Understand complex topics like 401(k)s and IRAs, determine personalized savings targets, and plan for your future.
MAJOR PURCHASES
Plan for significant life events like buying a home or deciding whether to buy or lease a car.
FAMILY FINANCE
Navigate money with your partner, build positive financial habits and skills with the whole family.
Seamless Access, Flexible Experiences
Get equipped with the tools needed to reduce financial stress and stay focused on what really matters.
- ✓Seamless Access: Instantly connect with a coach through QR codes - no logins, no friction.
- ✓Flexible Coaching Formats: Quick one-on-one chats, short videos, webinars, and spotlight sessions that fit into any schedule.
- ✓Immediate Connection: QR codes on flyers, desk cards, or webinar slides make it easy and efficient to connect with a coach.
- ✓Blended Approach: Live coaching supported by digital resources ensures the help needed to make smart financial decisions.
Confidentiality Guaranteed
All conversations with your BrightDime Coach are completely confidential.
If your account is employer-sponsored, your employer will never know the content of your coaching sessions.
We will never share individual details about you or your conversations.
Frequently Asked Questions
Here you can find some of the most common questions we receive.
What is financial coaching?›
Our one-on-one coaching gives you direct access to a dedicated financial expert who helps you understand your money, set goals, and make confident decisions. It’s personalized guidance - not generic advice or automated tools.
How is coaching different from financial advising?›
BrightDime coaches don’t sell products or manage investments. They focus on education, behavior change, and practical steps you can take today. Their goal is to help you build long-term financial confidence, not pitch services.
Who are the coaches?›
Our coaches are trained financial professionals with years of experience helping individuals navigate budgeting, debt reduction, credit improvement, retirement planning, and more. They provide unbiased, judgment-free support.
What can I talk to a coach about?›
Anything related to your financial life. Common topics include:
- Budgeting and spending habits
- Debt payoff strategies
- Credit score improvement
- Saving and investing basics
- Retirement planning
- Major purchases (home, car, education)
- Financial stress and confidence
If it impacts your money, your coach can help.
Do I need to prepare anything before my session?›
Not necessarily. Your coach will guide the conversation. If you have specific questions, documents, or goals, feel free to bring them - but simple curiosity is enough to get started.