Build the safety net every family needs
with an Emergency Savings Fund
We'll guide you through how much should be in an emergency fund, the best ways to start an emergency fund, and how to reach your target faster.
Be Ready for the Unexpected
Unexpected events happen. Your plan should be simple.
Our coaches help you with emergency savings account setup and personalized financial coaching to build a reliable emergency fund.
Seamless Access, Flexible Experiences
Get equipped with the tools needed to reduce financial stress and stay focused on what really matters.
- Seamless Access: Instantly connect with a coach through QR codes - no logins, no friction.
- Flexible Coaching Formats: Quick one-on-one chats, short videos, webinars, and spotlight sessions that fit into any schedule.
- Immediate Connection: QR codes on flyers, desk cards, or webinar slides make it easy and efficient to connect with a coach.
- Blended Approach: Live coaching supported by digital resources ensures the help needed to make smart financial decisions.
Set up a clear, achievable emergency fund target
Learn about automated savings options
Account setup guidance
Gain peace of mind for life's surprises
Frequently Asked Questions
Here you can find some of the most common questions we receive.
What is an emergency fund and why is it important?›
An emergency fund is money set aside to cover unexpected expenses like car repairs, medical bills, or sudden income loss. Building an emergency savings buffer helps reduce financial stress, prevent debt, and keep you on track with your long-term financial goals.
How much should I save for emergencies?›
Most financial experts recommend saving three to six months of essential expenses, but the right amount depends on your income, family size, and job stability. BrightDime’s coaches can help you calculate a personalized target that fits your situation.
How do I start building an emergency savings fund?›
Start small and build consistently. Setting up automatic transfers, rounding up purchases, or saving a portion of each paycheck makes saving easier. BrightDime’s tools and coaching provide step-by-step guidance to help you create a realistic emergency savings plan.
What if I can’t afford to save right now?›
Even small steps matter. BrightDime can help you identify areas to cut back, reduce financial stress, and find creative ways to start building a cushion, even if money is tight.
How does BrightDime support long-term financial security?›
Beyond emergency savings, BrightDime provides personalized coaching, financial education, budgeting tools, credit support, and goal setting to help you build financial confidence and reduce money stress over time.
